@layer reset, tokens, base, layout, components, utilities;

@layer reset {
  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
  html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; overflow-x: hidden; }
  img { max-width: 100%; display: block; }
  a { color: inherit; text-decoration: none; }
  button { font: inherit; border: none; background: none; cursor: pointer; }
  ul, ol { list-style: none; }
  input, textarea, button { font-family: inherit; }
  table { border-collapse: collapse; }
}

@layer tokens {
  :root {
    --color-ink: #17302c;
    --color-ink-light: #244a42;
    --color-ink-soft: #2f5a50;
    --color-cream: #faf5ea;
    --color-cream-dark: #f1e8d6;
    --color-white: #fffdf8;
    --color-terracotta: #d97a4f;
    --color-terracotta-dark: #b85f3a;
    --color-gold: #c9a15a;
    --color-sage: #7a9b85;
    --color-text: #2b2420;
    --color-text-muted: #5c5449;
    --color-border: #e5dcc9;

    --gradient-main: linear-gradient(135deg, var(--color-ink) 0%, var(--color-ink-soft) 35%, var(--color-terracotta) 75%, var(--color-gold) 100%);
    --gradient-warm: linear-gradient(120deg, var(--color-terracotta) 0%, var(--color-gold) 100%);
    --gradient-overlay: linear-gradient(180deg, rgba(23,48,44,0.15) 0%, rgba(23,48,44,0.75) 100%);

    --fs-hero: clamp(2.5rem, 4vw + 1.4rem, 4.6rem);
    --fs-h1: clamp(2.1rem, 2.4vw + 1.2rem, 3.2rem);
    --fs-h2: clamp(1.6rem, 1.4vw + 1.1rem, 2.5rem);
    --fs-h3: clamp(1.15rem, 0.6vw + 1rem, 1.4rem);
    --fs-body: 1.0625rem;
    --fs-small: 0.9375rem;

    --space-2xs: 0.4rem;
    --space-xs: 0.75rem;
    --space-sm: 1.25rem;
    --space-md: 2rem;
    --space-lg: 3.25rem;
    --space-xl: 5rem;
    --space-2xl: 7.5rem;

    --radius-sm: 10px;
    --radius-md: 18px;
    --radius-lg: 28px;
    --radius-xl: 40px;
    --radius-full: 999px;

    --shadow-sm: 0 1px 2px rgba(23,48,44,.07), 0 1px 1px rgba(23,48,44,.05);
    --shadow-md: 0 6px 16px rgba(23,48,44,.10), 0 2px 6px rgba(23,48,44,.06);
    --shadow-lg: 0 16px 40px rgba(23,48,44,.14), 0 4px 10px rgba(23,48,44,.08);
    --shadow-xl: 0 28px 70px rgba(23,48,44,.18), 0 10px 20px rgba(23,48,44,.10);

    --ease: cubic-bezier(.22,.9,.34,1);
    --max-width: 1240px;
  }
}

@layer base {
  html, body { background: var(--color-cream); color: var(--color-text); }
  body {
    font-family: 'DM Sans', sans-serif;
    font-size: var(--fs-body);
    line-height: 1.7;
    overflow-x: hidden;
  }
  h1, h2, h3, h4 {
    font-family: 'Sora', sans-serif;
    color: var(--color-ink);
    line-height: 1.2;
    font-weight: 700;
  }
  p { color: var(--color-text-muted); }
  .mod-h1 { font-size: var(--fs-h1); font-weight: 800; }
  .mod-h2 { font-size: var(--fs-h2); font-weight: 700; }
  .mod-h2--light { color: var(--color-cream); }
  .mod-eyebrow {
    display: inline-block;
    font-family: 'Sora', sans-serif;
    font-size: 0.78rem;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--color-terracotta-dark);
    margin-bottom: var(--space-xs);
  }
  .mod-eyebrow--light { color: var(--color-gold); }
  address { font-style: normal; }
}

@layer layout {
  .mod-section--contained { padding: var(--space-xl) var(--space-md); }
  .mod-container { max-width: var(--max-width); margin: 0 auto; }
  .mod-section--full { position: relative; overflow: hidden; }

  .mod-page-header-grid {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: var(--space-lg);
    align-items: end;
    max-width: var(--max-width);
    margin: 0 auto;
  }
  .mod-page-header-lead { font-size: 1.1rem; color: var(--color-text-muted); }

  .mod-intro-grid {
    display: grid;
    grid-template-columns: 0.65fr 1.35fr;
    gap: var(--space-lg);
    max-width: var(--max-width);
    margin: 0 auto;
  }

  .mod-checklist-grid, .mod-examples-grid, .mod-example-grid {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: var(--space-lg);
    align-items: center;
    max-width: var(--max-width);
    margin: 0 auto;
  }
  .mod-example-grid--reverse { grid-template-columns: 1.1fr 0.9fr; }
  .mod-example-grid--reverse .mod-example-image { order: 2; }
  .mod-example-grid--reverse .mod-example-body { order: 1; }
}

@layer components {

  
  .mod-nav {
    position: sticky;
    top: 0;
    z-index: 500;
    background: rgba(250,245,234,0.7);
    backdrop-filter: blur(10px);
    transition: background 0.4s var(--ease), box-shadow 0.4s var(--ease);
  }
  .mod-nav.is-solid { background: rgba(250,245,234,0.97); }
  .mod-nav-inner {
    max-width: var(--max-width);
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem var(--space-md);
    gap: var(--space-md);
  }
  .mod-nav-logo img { height: 34px; width: auto; }
  .mod-nav-links { display: flex; gap: var(--space-md); flex: 1; justify-content: center; }
  .mod-nav-links a {
    font-family: 'Sora', sans-serif;
    font-size: 0.92rem;
    font-weight: 600;
    color: var(--color-ink);
    position: relative;
    padding: 0.4rem 0.1rem;
    transition: color 0.3s var(--ease);
  }
  .mod-nav-links a::after {
    content: '';
    position: absolute; left: 0; bottom: 0;
    width: 0; height: 2px;
    background: var(--gradient-warm);
    transition: width 0.35s var(--ease);
    border-radius: var(--radius-full);
  }
  .mod-nav-links a:hover, .mod-nav-links a.is-active { color: var(--color-terracotta-dark); }
  .mod-nav-links a:hover::after, .mod-nav-links a.is-active::after { width: 100%; }
  .mod-nav-cta {
    font-family: 'Sora', sans-serif;
    font-weight: 600;
    font-size: 0.9rem;
    padding: 0.7rem 1.4rem;
    border-radius: var(--radius-full);
    background: var(--gradient-warm);
    color: var(--color-white);
    box-shadow: var(--shadow-sm);
    transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
    white-space: nowrap;
  }
  .mod-nav-cta:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
  .mod-nav-toggle { display: none; flex-direction: column; gap: 5px; width: 44px; height: 44px; align-items: center; justify-content: center; }
  .mod-nav-toggle span { width: 22px; height: 2px; background: var(--color-ink); border-radius: 2px; transition: all 0.3s var(--ease); }

  
  .mod-mobile-menu {
    position: fixed; inset: 0; z-index: 900;
    background: var(--gradient-main);
    display: flex; align-items: center; justify-content: center;
    opacity: 0; visibility: hidden;
    transition: opacity 0.45s var(--ease), visibility 0.45s var(--ease);
  }
  .mod-mobile-menu.is-open { opacity: 1; visibility: visible; }
  .mod-mobile-menu-close {
    position: absolute; top: 1.5rem; right: 1.5rem;
    width: 48px; height: 48px; border-radius: 50%;
    background: rgba(255,255,255,0.12);
    color: var(--color-cream); font-size: 1.4rem;
    display: flex; align-items: center; justify-content: center;
    transition: background 0.3s var(--ease), transform 0.3s var(--ease);
  }
  .mod-mobile-menu-close:hover { background: rgba(255,255,255,0.25); transform: rotate(90deg); }
  .mod-mobile-menu-links { display: flex; flex-direction: column; align-items: center; gap: var(--space-md); }
  .mod-mobile-menu-links a {
    font-family: 'Sora', sans-serif;
    font-size: clamp(1.6rem, 5vw, 2.4rem);
    font-weight: 700;
    color: var(--color-cream);
    opacity: 0.9;
    transition: opacity 0.3s var(--ease), letter-spacing 0.3s var(--ease);
  }
  .mod-mobile-menu-links a:hover { opacity: 1; letter-spacing: 0.02em; color: var(--color-gold); }

  
  .mod-btn {
    display: inline-flex; align-items: center; justify-content: center;
    font-family: 'Sora', sans-serif; font-weight: 600; font-size: 0.95rem;
    padding: 0.9rem 1.9rem; border-radius: var(--radius-full);
    transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease), background 0.3s var(--ease), color 0.3s var(--ease);
    min-height: 44px;
  }
  .mod-btn--primary { background: var(--gradient-warm); color: var(--color-white); box-shadow: var(--shadow-md); }
  .mod-btn--primary:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
  .mod-btn--ghost { border: 1.5px solid var(--color-ink); color: var(--color-ink); }
  .mod-btn--ghost:hover { background: var(--color-ink); color: var(--color-cream); transform: translateY(-3px); }
  .mod-btn--outline-light { border: 1.5px solid rgba(250,245,234,0.6); color: var(--color-cream); }
  .mod-btn--outline-light:hover { background: rgba(250,245,234,0.15); transform: translateY(-3px); }
  .mod-btn--light { background: var(--color-cream); color: var(--color-ink); box-shadow: var(--shadow-md); }
  .mod-btn--light:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
  .mod-btn--ghost-light { border: 1.5px solid rgba(250,245,234,0.5); color: var(--color-cream); }
  .mod-btn--ghost-light:hover { background: rgba(250,245,234,0.15); transform: translateY(-3px); }
  .mod-btn--wide { width: 100%; }

  
  .mod-hero {
    display: grid;
    grid-template-columns: 1.55fr 1fr;
    min-height: 92vh;
  }
  .mod-hero-image { position: relative; overflow: hidden; background: var(--color-ink); }
  .mod-hero-image img { width: 100%; height: 100%; object-fit: cover; min-height: 480px; }
  .mod-hero-image::after {
    content: ''; position: absolute; inset: 0;
    background: linear-gradient(90deg, rgba(23,48,44,0) 60%, rgba(23,48,44,0.55) 100%), linear-gradient(0deg, rgba(23,48,44,0.35), transparent 40%);
  }
  .mod-hero-panel {
    background: var(--gradient-main);
    color: var(--color-cream);
    display: flex; flex-direction: column; justify-content: center;
    padding: var(--space-xl) var(--space-lg);
    position: relative;
  }
  .mod-hero-title { font-size: var(--fs-hero); color: var(--color-cream); font-weight: 800; margin-bottom: var(--space-sm); letter-spacing: -0.01em; }
  .mod-hero-text { color: rgba(250,245,234,0.85); font-size: 1.05rem; margin-bottom: var(--space-md); }
  .mod-hero-actions { display: flex; flex-wrap: wrap; gap: var(--space-sm); }

  
  .mod-gradient-fade {
    height: 90px;
    background: linear-gradient(180deg, var(--color-cream) 0%, var(--color-cream-dark) 100%);
  }
  .mod-gradient-fade--reverse { background: linear-gradient(180deg, var(--color-cream-dark) 0%, var(--color-cream) 100%); }

  
  .mod-services-header { text-align: left; max-width: 700px; margin-bottom: var(--space-lg); }
  .mod-services-sub { margin-top: var(--space-xs); font-size: 1.02rem; }
  .mod-services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: var(--space-md);
  }
  .mod-service-card {
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: var(--space-md);
    box-shadow: var(--shadow-sm);
    transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease), border-color 0.35s var(--ease);
  }
  .mod-service-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); border-color: var(--color-terracotta); }
  .mod-service-icon {
    width: 54px; height: 54px; border-radius: var(--radius-md);
    background: var(--gradient-warm); color: var(--color-white);
    display: flex; align-items: center; justify-content: center; font-size: 1.3rem;
    margin-bottom: var(--space-sm);
    box-shadow: var(--shadow-sm);
  }
  .mod-service-card h3 { font-size: var(--fs-h3); margin-bottom: 0.5rem; }
  .mod-service-card p { font-size: 0.96rem; }

  
  .mod-cashflow, .mod-recap, .mod-approach-block, .mod-letters {
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    min-height: 620px;
  }
  .mod-cashflow-image, .mod-recap-image, .mod-approach-image, .mod-letters-image { position: relative; overflow: hidden; background: var(--color-ink); }
  .mod-cashflow-image img, .mod-recap-image img, .mod-approach-image img, .mod-letters-image img { width: 100%; height: 100%; object-fit: cover; min-height: 400px; }
  .mod-cashflow-panel, .mod-recap-panel, .mod-approach-panel, .mod-letters-panel {
    background: var(--gradient-main);
    color: var(--color-cream);
    display: flex; flex-direction: column; justify-content: center;
    padding: var(--space-xl) var(--space-lg);
  }
  .mod-cashflow-panel p, .mod-recap-panel p, .mod-approach-panel p, .mod-letters-panel p { color: rgba(250,245,234,0.85); margin: var(--space-sm) 0 var(--space-md); }
  .mod-letters-quote {
    font-family: 'Sora', sans-serif; font-style: normal; font-size: 1.1rem;
    color: var(--color-gold); border-left: 3px solid var(--color-gold);
    padding-left: var(--space-sm); margin-bottom: var(--space-md);
  }
  .mod-letters { grid-template-columns: 1fr 1.5fr; }
  .mod-letters-image { order: 1; }
  .mod-letters-panel { order: 2; }

  
  .mod-examples-image img { border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); }
  .mod-examples-body p { margin: var(--space-sm) 0 var(--space-md); }

  
  .mod-team-header { max-width: 700px; margin-bottom: var(--space-lg); }
  .mod-team-sub { margin-top: var(--space-xs); }
  .mod-team-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: var(--space-md); }
  .mod-team-card {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease);
    text-align: center;
    padding-bottom: var(--space-sm);
  }
  .mod-team-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
  .mod-team-card img { width: 100%; aspect-ratio: 4/5; object-fit: cover; }
  .mod-team-card h3 { margin-top: var(--space-sm); font-size: 1.1rem; }
  .mod-team-card p { font-size: 0.9rem; padding: 0 var(--space-sm); }

  
  .mod-cta-box {
    background: var(--gradient-main);
    border-radius: var(--radius-xl);
    padding: var(--space-xl) var(--space-lg);
    text-align: left;
    box-shadow: var(--shadow-xl);
    max-width: 900px;
    margin-left: auto;
  }
  .mod-cta-box p { color: rgba(250,245,234,0.85); margin: var(--space-sm) 0 var(--space-md); max-width: 600px; }
  .mod-cta-actions { display: flex; gap: var(--space-sm); flex-wrap: wrap; }

  
  .mod-example { margin-bottom: var(--space-lg); }
  .mod-example-image img { border-radius: var(--radius-lg); box-shadow: var(--shadow-md); }
  .mod-example-tag {
    display: inline-block; font-family: 'Sora', sans-serif; font-weight: 600; font-size: 0.8rem;
    letter-spacing: 0.08em; text-transform: uppercase; color: var(--color-sage);
    background: rgba(122,155,133,0.12); padding: 0.3rem 0.8rem; border-radius: var(--radius-full);
    margin-bottom: var(--space-xs);
  }
  .mod-example-body p { margin: var(--space-sm) 0; }
  .mod-example-table { width: 100%; margin: var(--space-sm) 0; border-radius: var(--radius-md); overflow: hidden; box-shadow: var(--shadow-sm); }
  .mod-example-table th, .mod-example-table td { padding: 0.7rem 1rem; text-align: left; font-size: 0.94rem; }
  .mod-example-table th { background: var(--color-ink); color: var(--color-cream); font-family: 'Sora', sans-serif; font-weight: 600; }
  .mod-example-table tr:nth-child(even) td { background: var(--color-cream-dark); }
  .mod-example-table tr:nth-child(odd) td { background: var(--color-white); }

  
  .mod-letter-card {
    background: var(--color-white); border-radius: var(--radius-lg); padding: var(--space-lg);
    box-shadow: var(--shadow-md); border: 1px solid var(--color-border);
    max-width: 880px;
  }
  .mod-letter-meta { display: flex; align-items: center; gap: 0.6rem; color: var(--color-terracotta-dark); font-weight: 600; font-family: 'Sora', sans-serif; font-size: 0.9rem; margin-bottom: var(--space-sm); }
  .mod-letter-body { margin-bottom: var(--space-md); font-size: 1.02rem; }
  .mod-letter-response {
    background: var(--color-cream-dark); border-radius: var(--radius-md);
    padding: var(--space-sm) var(--space-md); border-left: 4px solid var(--color-terracotta);
  }
  .mod-letter-response-tag { display: block; font-family: 'Sora', sans-serif; font-weight: 700; color: var(--color-ink); margin-bottom: 0.4rem; font-size: 0.9rem; text-transform: uppercase; letter-spacing: 0.06em; }

  
  .mod-checklist-image img { border-radius: var(--radius-lg); box-shadow: var(--shadow-md); }
  .mod-checklist-body p { margin: var(--space-sm) 0; }
  .mod-steps-header { max-width: 720px; margin-bottom: var(--space-lg); }
  .mod-steps-sub { margin-top: var(--space-xs); }
  .mod-steps-list { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px,1fr)); gap: var(--space-md); }
  .mod-step {
    background: var(--color-white); border-radius: var(--radius-lg); padding: var(--space-md);
    box-shadow: var(--shadow-sm); border: 1px solid var(--color-border);
    transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
  }
  .mod-step:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
  .mod-step-num { font-family: 'Sora', sans-serif; font-weight: 800; font-size: 1.6rem; color: var(--color-terracotta); display: block; margin-bottom: var(--space-xs); }
  .mod-step h3 { font-size: 1.1rem; margin-bottom: 0.4rem; }
  .mod-step p { font-size: 0.94rem; }

  
  .mod-disclaimer-box {
    display: flex; gap: var(--space-sm); align-items: flex-start;
    background: var(--color-cream-dark); border-radius: var(--radius-md);
    padding: var(--space-md); border: 1px dashed var(--color-gold);
  }
  .mod-disclaimer-box i { color: var(--color-terracotta-dark); font-size: 1.3rem; margin-top: 0.2rem; }
  .mod-disclaimer-box p { font-size: 0.94rem; }

  
  .mod-contact { display: grid; grid-template-columns: 1fr 1fr; min-height: 640px; }
  .mod-contact-map { min-height: 340px; background: var(--color-ink); }
  .mod-contact-map iframe { width: 100%; height: 100%; filter: saturate(0.9); }
  .mod-contact-form-wrap { background: var(--color-cream-dark); padding: var(--space-xl) var(--space-lg); display: flex; align-items: center; }
  .mod-contact-form { width: 100%; max-width: 480px; margin: 0 auto; }
  .mod-contact-form h2 { margin-bottom: var(--space-md); }
  .mod-form-group { margin-bottom: var(--space-sm); display: flex; flex-direction: column; gap: 0.4rem; }
  .mod-form-group label { font-family: 'Sora', sans-serif; font-weight: 600; font-size: 0.9rem; color: var(--color-ink); }
  .mod-form-group input[type=text], .mod-form-group input[type=email], .mod-form-group input[type=tel], .mod-form-group textarea {
    padding: 0.85rem 1rem; border-radius: var(--radius-md); border: 1.5px solid var(--color-border);
    background: var(--color-white); font-size: 0.98rem; color: var(--color-text);
    transition: border-color 0.3s var(--ease), box-shadow 0.3s var(--ease);
    min-height: 44px;
  }
  .mod-form-group input:focus, .mod-form-group textarea:focus { outline: none; border-color: var(--color-terracotta); box-shadow: 0 0 0 3px rgba(217,122,79,0.15); }
  .mod-form-group--checkbox { flex-direction: row; align-items: flex-start; gap: 0.6rem; }
  .mod-form-group--checkbox input { margin-top: 0.3rem; width: 18px; height: 18px; accent-color: var(--color-terracotta); }
  .mod-form-group--checkbox label { font-weight: 400; font-family: 'DM Sans', sans-serif; font-size: 0.9rem; color: var(--color-text-muted); }
  .mod-form-group--checkbox a { color: var(--color-terracotta-dark); text-decoration: underline; }
  .mod-form-note { color: var(--color-terracotta-dark); font-size: 0.88rem; margin-top: var(--space-xs); min-height: 1em; }

  
  .mod-directions-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px,1fr)); gap: var(--space-md); }
  .mod-directions-card { background: var(--color-white); border-radius: var(--radius-lg); padding: var(--space-md); border: 1px solid var(--color-border); box-shadow: var(--shadow-sm); transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease); }
  .mod-directions-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); }
  .mod-directions-card i { font-size: 1.4rem; color: var(--color-terracotta); margin-bottom: var(--space-xs); }
  .mod-directions-card h3 { font-size: 1.05rem; margin-bottom: 0.4rem; }
  .mod-directions-card p { font-size: 0.92rem; }

  
  .mod-legal-header { max-width: 760px; margin-bottom: var(--space-lg); }
  .mod-legal-updated { font-size: 0.9rem; color: var(--color-text-muted); margin-top: var(--space-xs); }
  .mod-legal-body { max-width: 820px; }
  .mod-legal-body h2 { font-size: 1.35rem; margin: var(--space-lg) 0 var(--space-sm); }
  .mod-legal-body p { margin-bottom: var(--space-sm); }
  .mod-legal-body strong { color: var(--color-terracotta-dark); }
  .mod-term-box {
    display: block; background: var(--color-cream-dark); border-left: 3px solid var(--color-gold);
    border-radius: var(--radius-sm); padding: var(--space-sm); margin: var(--space-sm) 0;
    font-size: 0.92rem; color: var(--color-ink-light);
  }
  .mod-clause { margin-bottom: var(--space-md); }
  .mod-legal-body--clauses h2 { font-size: 1.25rem; }
  .mod-legal-body--lettered h2 { font-size: 1.25rem; }

  
  .mod-thanks { display: flex; flex-direction: column; align-items: center; text-align: center; padding-top: var(--space-2xl); padding-bottom: var(--space-2xl); }
  .mod-thanks-envelope { margin-bottom: var(--space-lg); }
  .mod-envelope { position: relative; width: 180px; height: 120px; margin: 0 auto; }
  .mod-envelope-back { position: absolute; inset: 0; background: var(--color-ink-soft); border-radius: var(--radius-sm); box-shadow: var(--shadow-lg); }
  .mod-envelope-letter {
    position: absolute; left: 15px; right: 15px; top: 14px; height: 80px;
    background: var(--color-white); border-radius: 4px; box-shadow: var(--shadow-sm);
    transform: translateY(0); animation: mod-letter-slide 1.6s var(--ease) 0.6s both;
    z-index: 2;
  }
  .mod-envelope-front-left, .mod-envelope-front-right {
    position: absolute; bottom: 0; width: 50%; height: 70px; background: var(--color-ink); z-index: 3;
  }
  .mod-envelope-front-left { left: 0; clip-path: polygon(0 0, 100% 100%, 0 100%); border-bottom-left-radius: var(--radius-sm); }
  .mod-envelope-front-right { right: 0; clip-path: polygon(100% 0, 100% 100%, 0 100%); border-bottom-right-radius: var(--radius-sm); }
  .mod-envelope-flap {
    position: absolute; top: 0; left: 0; width: 100%; height: 60px;
    background: var(--color-terracotta); clip-path: polygon(0 0, 100% 0, 50% 100%);
    transform-origin: top; z-index: 4;
    animation: mod-flap-open 1.2s var(--ease) both;
  }
  @keyframes mod-flap-open { 0% { transform: rotateX(0deg); } 100% { transform: rotateX(180deg); } }
  @keyframes mod-letter-slide { 0% { transform: translateY(0); opacity: 0; } 30% { opacity: 1; } 100% { transform: translateY(-70px); opacity: 1; } }
  .mod-thanks-text h1 { margin-bottom: var(--space-sm); }
  .mod-thanks-text p { max-width: 560px; margin: 0 auto var(--space-md); }

  
  .mod-footer { background: var(--color-ink); color: rgba(250,245,234,0.8); margin-top: auto; }
  .mod-footer-inner {
    max-width: var(--max-width); margin: 0 auto; padding: var(--space-xl) var(--space-md) var(--space-lg);
    display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.3fr; gap: var(--space-lg);
  }
  .mod-footer-brand img { margin-bottom: var(--space-sm); filter: brightness(0) invert(1); }
  .mod-footer-brand p { color: rgba(250,245,234,0.65); font-size: 0.92rem; margin-bottom: var(--space-xs); }
  .mod-footer-disclaimer { font-size: 0.85rem; color: var(--color-gold) !important; }
  .mod-footer-col h4 { color: var(--color-cream); font-size: 1rem; margin-bottom: var(--space-sm); }
  .mod-footer-col a { display: block; color: rgba(250,245,234,0.7); font-size: 0.92rem; margin-bottom: 0.65rem; transition: color 0.3s var(--ease), transform 0.3s var(--ease); }
  .mod-footer-col a:hover { color: var(--color-gold); transform: translateX(3px); }
  .mod-footer-post { display: flex; flex-direction: column; gap: 0.25rem; margin-bottom: var(--space-sm); }
  .mod-footer-post-tag { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--color-terracotta); font-weight: 600; }
  .mod-footer-bottom {
    border-top: 1px solid rgba(250,245,234,0.12);
    max-width: var(--max-width); margin: 0 auto; padding: var(--space-sm) var(--space-md) var(--space-md);
    display: flex; justify-content: space-between; flex-wrap: wrap; gap: var(--space-sm);
    font-size: 0.85rem; color: rgba(250,245,234,0.55);
  }
  .mod-footer-bottom a { color: rgba(250,245,234,0.75); transition: color 0.3s var(--ease); }
  .mod-footer-bottom a:hover { color: var(--color-gold); }

  
  .mod-cookie-backdrop {
    position: fixed; inset: 0; z-index: 1000;
    background: rgba(23,48,44,0.55); backdrop-filter: blur(4px);
    display: flex; align-items: center; justify-content: center;
    opacity: 0; visibility: hidden; transition: opacity 0.4s var(--ease), visibility 0.4s var(--ease);
    padding: var(--space-md);
  }
  .mod-cookie-backdrop.is-visible { opacity: 1; visibility: visible; }
  .mod-cookie-modal {
    background: var(--color-white); border-radius: var(--radius-lg); box-shadow: var(--shadow-xl);
    max-width: 560px; width: 100%; padding: var(--space-lg);
    transform: translateY(20px) scale(0.97); transition: transform 0.4s var(--ease);
  }
  .mod-cookie-backdrop.is-visible .mod-cookie-modal { transform: translateY(0) scale(1); }
  .mod-cookie-modal h2 { font-size: 1.4rem; margin-bottom: var(--space-xs); }
  .mod-cookie-modal p { font-size: 0.94rem; margin-bottom: var(--space-md); }
  .mod-cookie-categories { display: flex; flex-direction: column; gap: var(--space-xs); margin-bottom: var(--space-md); }
  .mod-cookie-cat { display: flex; justify-content: space-between; align-items: center; padding: 0.7rem 0.9rem; background: var(--color-cream-dark); border-radius: var(--radius-md); }
  .mod-cookie-cat-info strong { display: block; font-family: 'Sora', sans-serif; font-size: 0.94rem; color: var(--color-ink); }
  .mod-cookie-cat-info span { font-size: 0.82rem; color: var(--color-text-muted); }
  .mod-switch { position: relative; width: 44px; height: 26px; flex-shrink: 0; }
  .mod-switch input { opacity: 0; width: 0; height: 0; }
  .mod-switch-track {
    position: absolute; inset: 0; background: #cfc4a8; border-radius: var(--radius-full); cursor: pointer;
    transition: background 0.3s var(--ease);
  }
  .mod-switch-track::before {
    content: ''; position: absolute; width: 20px; height: 20px; left: 3px; top: 3px;
    background: var(--color-white); border-radius: 50%; transition: transform 0.3s var(--ease);
    box-shadow: var(--shadow-sm);
  }
  .mod-switch input:checked + .mod-switch-track { background: var(--color-terracotta); }
  .mod-switch input:checked + .mod-switch-track::before { transform: translateX(18px); }
  .mod-switch input:disabled + .mod-switch-track { opacity: 0.6; cursor: not-allowed; }
  .mod-cookie-actions { display: flex; gap: var(--space-xs); flex-wrap: wrap; }
  .mod-cookie-actions .mod-btn { flex: 1; min-width: 140px; }
}

@layer utilities {
  .mod-h1, .mod-h2 { letter-spacing: -0.01em; }
  @media (max-width: 1024px) {
    .mod-hero { grid-template-columns: 1fr; min-height: auto; }
    .mod-hero-image img { min-height: 340px; }
    .mod-hero-panel { padding: var(--space-lg) var(--space-md); }
    .mod-intro-grid, .mod-page-header-grid, .mod-checklist-grid, .mod-examples-grid, .mod-example-grid, .mod-example-grid--reverse {
      grid-template-columns: 1fr;
    }
    .mod-example-grid--reverse .mod-example-image, .mod-example-grid--reverse .mod-example-body { order: initial; }
    .mod-cashflow, .mod-recap, .mod-approach-block, .mod-letters { grid-template-columns: 1fr; min-height: auto; }
    .mod-letters-image, .mod-letters-panel { order: initial; }
    .mod-cashflow-image img, .mod-recap-image img, .mod-approach-image img, .mod-letters-image img { min-height: 280px; }
    .mod-contact { grid-template-columns: 1fr; }
    .mod-contact-map { min-height: 320px; }
    .mod-footer-inner { grid-template-columns: 1fr 1fr; }
    .mod-cta-box { margin-left: 0; }
  }

  @media (max-width: 768px) {
    .mod-nav-links, .mod-nav-cta { display: none; }
    .mod-nav-toggle { display: flex; }
    .mod-section--contained { padding: var(--space-lg) var(--space-sm); }
    .mod-hero-actions { flex-direction: column; align-items: stretch; }
    .mod-footer-inner { grid-template-columns: 1fr; }
    .mod-footer-bottom { flex-direction: column; align-items: flex-start; }
    .mod-cta-actions { flex-direction: column; }
    .mod-cta-actions .mod-btn { width: 100%; }
  }

  @media (max-width: 480px) {
    .mod-hero-title { font-size: clamp(2rem, 8vw, 2.6rem); }
    .mod-cookie-modal { padding: var(--space-md); }
    .mod-cookie-actions { flex-direction: column; }
  }
}